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Utility to Abstraction: The History of Money
I. Introduction: The Three Functions of Money Money has occupied a central role in every civilization that has advanced beyond subsistence exchange, and its importance rests on three foundational functions that remain constant even as the forms change. Money serves as a medium of exchange that allows people to transact without the inefficiencies of bartering. Money serves as a store of value that preserves purchasing power across time and allows individuals to plan for the

Josiah Stowe
Nov 2519 min read


From Acre to Algorithm: When Hard Work Stopped Feeding the Family
Introduction: When Basic Provision Was Basic to Provide Material abundance has not translated into economic ease. While modern households enjoy access to goods and technologies that would have once been the envy of kings (refrigeration, gas powered vehicles, artificial light, advanced medical care, streaming services, etc.) the path to securing our daily bread and durable shelter has grown more convoluted, not less . Even families with stable incomes and advanced degrees oft

Josiah Stowe
Nov 1717 min read


Not All Interest is Usury: A Biblical and Historical Examination
I. The Biblical Foundation of Usury The Scriptures do not shy away from matters of money, property, and exchange. These questions strike at the heart of neighbor love and covenantal faithfulness. The treatment of usury is particularly striking, because it reveals both the generosity of God’s Law and the dangers of human greed. Some modern definitions often obscure the biblical picture, reducing usury to “any interest at all.” A more careful reading of Scripture reveals a mora

Josiah Stowe
Sep 2613 min read


Stewardship Without Excuses
Within our churches, theological insight abounds. Many can articulate the doctrines of grace, covenant theology, or ecclesiology with...

Josiah Stowe
Sep 83 min read


Crunchy Mom Monasticism: Tradition or Retreat?
I. Introduction: The New Crunchy Cloister A jar of sourdough starter bubbles on the counter. Linen sheets sway on the line beside rows of...

Josiah Stowe
Sep 17 min read


The Tithe: A Reformed Baptist Reconstructionist Understanding
Introduction In most churches today, tithing is taught as a flat 10% of either gross or net income to the local church, no questions...

Josiah Stowe
Aug 516 min read


Raising Stewards: Teaching Financial Wisdom at Every Age
Introduction: Why Teaching Your Kids About Money Matters In a world shaped by debt normalization, short-term gratification, and...

Josiah Stowe
Jul 98 min read


A Biblical Theology of Work
You may be asking yourself, "Why is a finance company writing an article on work?". Well, wealth is the result of work, the fruits of our...

Josiah Stowe
Jun 513 min read


What Would a Biblical Economy Actually Look Like?
Why This Question Matters Christians today operate within an economic system that is fundamentally secular in both structure and...

Josiah Stowe
May 235 min read


One Flesh, One Account: Why Christian Couples Should Merge Their Finances
When a man and woman exchange vows before God and witnesses, they are not entering into a casual partnership. They are establishing a...

Josiah Stowe
May 165 min read


Patriarchal Finances: Men and Money
In our modern era, many Christian men have shifted financial responsibilities onto their wives, sometimes out of convenience, sometimes...

Josiah Stowe
Mar 225 min read


The Biblical Case for Legacy Planning
Scripture repeatedly affirms the importance of preparing for the future. Proverbs 13:22 states, "A good man leaves an inheritance to his...

Josiah Stowe
Feb 276 min read


Radical Reformed Finance: Stewardship over Socialism
David Platt’s Radical: Taking Back Your Faith from the American Dream has inspired many Christians to reconsider their relationship with...

Josiah Stowe
Nov 20, 20246 min read


Forgive Us Our Debts: A Reformed Approach to Credit
Prolegomena (That means "the basics" for you without a copy of Bavinck's Reformed Dogmatics) Debt something borrowed. For instance, if...

Josiah Stowe
Nov 15, 20246 min read


The Tithe: A Contentious Line Item
You want to be faithful with your finances, so of course the tithe comes to mind, but you're not sure if that 10% should come from your...

Josiah Stowe
Oct 23, 20246 min read
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