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The Via Media of 7 Economic Errors
The Reformed Church has always taken history seriously. We inherit a tradition that values careful thought, doctrinal continuity, and theological stability; these instincts protect us from novelty for novelty’s sake and from the temptation to treat every new idea as progress. At their best, they cultivate patience and humility while safeguarding settled truths against new errors. Over time, however, those same instincts can incline us toward repetition rather than careful exa

Josiah Stowe
Jan 1020 min read


Utility to Abstraction: The History of Money
I. Introduction: The Three Functions of Money Money has occupied a central role in every civilization that has advanced beyond subsistence exchange, and its importance rests on three foundational functions that remain constant even as the forms change. Money serves as a medium of exchange that allows people to transact without the inefficiencies of bartering. Money serves as a store of value that preserves purchasing power across time and allows individuals to plan for the

Josiah Stowe
Nov 25, 202519 min read


From Acre to Algorithm: When Hard Work Stopped Feeding the Family
Introduction: When Basic Provision Was Basic to Provide Material abundance has not translated into economic ease. While modern households enjoy access to goods and technologies that would have once been the envy of kings (refrigeration, gas powered vehicles, artificial light, advanced medical care, streaming services, etc.) the path to securing our daily bread and durable shelter has grown more convoluted, not less . Even families with stable incomes and advanced degrees oft

Josiah Stowe
Nov 17, 202517 min read


Not All Interest is Usury: A Biblical and Historical Examination
I. The Biblical Foundation of Usury The Scriptures do not shy away from matters of money, property, and exchange. These questions strike at the heart of neighbor love and covenantal faithfulness. The treatment of usury is particularly striking, because it reveals both the generosity of God’s Law and the dangers of human greed. Some modern definitions often obscure the biblical picture, reducing usury to “any interest at all.” A more careful reading of Scripture reveals a mora

Josiah Stowe
Sep 26, 202513 min read


Four Paths to Wealth in a K-Shaped Economy
The Great Divergence Introduction: Providence in a Divided Economy Since the early 1970s, we’ve lived through what economists call the...

Josiah Stowe
Sep 17, 20256 min read


Stewardship Without Excuses
Within our churches, theological insight abounds. Many can articulate the doctrines of grace, covenant theology, or ecclesiology with...

Josiah Stowe
Sep 8, 20253 min read


Crunchy Mom Monasticism: Tradition or Retreat?
I. Introduction: The New Crunchy Cloister A jar of sourdough starter bubbles on the counter. Linen sheets sway on the line beside rows of...

Josiah Stowe
Sep 1, 20257 min read


Case Study: Michael
Michael is a fake name, and some specific details have been changed for privacy, but this article is based on an actual client of ours,...

Josiah Stowe
Aug 14, 20257 min read


The Tithe: A Reformed Baptist Reconstructionist Understanding
Introduction In most churches today, tithing is taught as a flat 10% of either gross or net income to the local church, no questions...

Josiah Stowe
Aug 5, 202516 min read


Dominion Through Business
Part 1: The Theology A. Introduction: Redeeming Work through Enterprise There is nothing neutral about starting a business. Every...

Josiah Stowe
Jul 28, 202535 min read


Raising Stewards: Teaching Financial Wisdom at Every Age
Introduction: Why Teaching Your Kids About Money Matters In a world shaped by debt normalization, short-term gratification, and...

Josiah Stowe
Jul 9, 20258 min read


Whole Life, Hollow Legacy
The Illusion of Financial Sovereignty In seasons of economic instability, certain financial narratives gain traction. One of the most...

Josiah Stowe
Jun 25, 202513 min read


Six Life Insurance Myths That Are Costing Christians Their Legacy
Life insurance is rarely discussed in Christian circles with any depth. Many assume it is either unnecessary, overly complex, or...

Josiah Stowe
Jun 10, 20257 min read


A Biblical Theology of Work
You may be asking yourself, "Why is a finance company writing an article on work?". Well, wealth is the result of work, the fruits of our...

Josiah Stowe
Jun 5, 202513 min read


Financial Missteps in Your 20s Echo for Decades
Wisdom Plans Ahead If you're in your 20s and preparing for marriage, or newly married, you’re standing at a critical financial...

Jeremy Revard
May 26, 20254 min read


The Ramsey Article
You've asked for it. Here it is. Introduction Dave Ramsey is one of the most influential voices in modern evangelical finance. Through...

Josiah Stowe
May 26, 202514 min read


What Would a Biblical Economy Actually Look Like?
Why This Question Matters Christians today operate within an economic system that is fundamentally secular in both structure and...

Josiah Stowe
May 23, 20255 min read


A Day in the Life of Future Pilgrim
The city’s design embodied its theology. Courtyards opened toward the morning sun; to the east. Stone and timber bore the weight of...

Josiah Stowe
May 21, 20255 min read


One Flesh, One Account: Why Christian Couples Should Merge Their Finances
When a man and woman exchange vows before God and witnesses, they are not entering into a casual partnership. They are establishing a...

Josiah Stowe
May 16, 20255 min read


Dominion through Property
Real estate often appears mysterious to first-time investors. Its complexity can intimidate even those with an otherwise confident grasp...

Josiah Stowe
May 7, 20258 min read
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